The U.S. health insurance system is under fire as physicians highlight systemic issues putting patient lives at risk. Insurance companies routinely deny critical medical procedures, forcing patients into lengthy appeals while reaping billions in profit. The complexity of the system leaves many struggling with high premiums, denied claims, and crushing medical debt. With over 20 million Americans owing medical bills, healthcare professionals are advocating for reform, calling for a single-payer system to prioritize patient care over corporate earnings. This growing crisis underscores the urgent need for change to ensure healthcare access for all.